Housing issues are always relevant and each person thinks which option will be easier, rent a residential property or buy it. First of all, you need to look at your financial capabilities and preferences. An alien apartment is of course worse than their own, but sometimes you have to rent it, because not all populations arrange debt obligations, or there is uncertainty in family income. Therefore, in order not to fall into monetary slavery in these matters will have to figure out more. It is not convenient for all people to move to different residential real estate, for example, then to give most of the salary every month, and the lending programs are not suitable for everyone under the terms. Buying ownership in the market today is not very reasonable. For few, it is beneficial for more than 20 years to live in rented housing, it is best to take an apartment in a large city. I must say that abroad the situation with housing difficulties is resolved differently, in countries the interest rate is not the same as ours. It is she who stops customers, and does not allow to get a mortgage, despite the fact that the leaderships of financial firms and the authorities go to the meeting for borrowers – they increase the loan terms, and make projects affordable, minimum monthly payments are reduced. But one way or another at the beginning, these repayments usually exceed the cost of rented housing. If it is an economy class, then by 15-30%, depending on the value of the initial payment, and the business class is 10-20%.At the same time, you need to remember one phrase that experts like to repeat when the customer doubts about the choice of their apartment or a stranger see. “You live in a removable coal temporarily, but you give money forever”. Therefore, if it is planned to rent it, then you need to clearly know what time, then count, arithmetic is simple. If for several years, for the duration of training, for example, then looking for residential real estate near the institution, and raising is the most suitable option compared to the purchase, it will be much more economical. This is the golden rule in a similar situation. If there is a sufficient amount of funds, then you can dwell on a mortgage offer, but they should be enough for the initial contribution to the bank. It is advisable to do this in currency, because there is an opportunity to make constant profit. I must say that investment acquisitions are not made with mortgage lending, because the dynamics of pricing policy for residential real estate, and interest rates under the program make everything possible so that projects lose the attractiveness of investments.